Etisalat Payment Gateway - Merchant Portal
Frequently Asked Questions
What is a 3DS Transaction?
EMV® Three-Domain Secure (3-D Secure or 3DS) is an anti-fraud messaging protocol that allows consumers to authenticate themselves with the issuer of their payment card at the time of non-contact transactions.
What is an OTP (One Time Password)
A one-time password (OTP), also known as one-time pin or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device. It will be generated and validated by Issuing Party (Bank or any other financial institute).
What is a MoTo Transaction?
MOTO, or Mail Order/Telephone Order, is a type of card-not-present transaction in which services are paid for and delivered via telephone, mail, fax, or internet communication.
Is MoTo Transaction is a secure transaction?
No, MoTo transaction is not a secure transaction and all kind of liability will be upon merchant
What is the purpose of Registration API?
Registrtion API will initiate 3DS transaction process. Merchant pass order details in this API and in response EPG will return a unique TransactionID and PaymentPage URL.
What is EPG TransactionID ?
EPG TransactionID is a unique reference number assgined to every tranasction in EPG. Merchant will use this ID throughout the lifecycle of a single transaciton.
What is PaymentPage URL for?
EPG Payment Page is secure page for collection of Card details i.e. Card Number, Card Expiry & CVV. Once received in response of Registration API, merchant need to redirect to this URL.
Is PaymentPage URL constant?
Usually it will be same for all transactions but EPG always recommend not to consider it as constant. Merchant will always receive this in response of Registration API and they should always use the same for redirecting towards EPG Payment Page.
Request and Response Verification - EPG Staging only